Terms of Service

01What Payorld is

Payorld is a technology provider (SaaS) that offers checkout, subscription, and analytics software. Payorld is not a payment processor, payment facilitator, money services business, or merchant of record.

You connect your own third-party payment-provider account. All funds from your sales settle directly into that account. Payorld never receives, holds, or transfers funds belonging to you or your customers.

02Your account

You are responsible for the accuracy of the information you provide, for keeping your credentials confidential, and for all activity that occurs under your account.

You must be legally able to enter into a contract and to operate the business you register. Accounts may be suspended if information proves false or if the account is used in breach of these terms.

03Fees and billing

Payorld charges a recurring monthly subscription plus a fee calculated as a percentage of transaction volume. Both are billed separately to your own payment card.

Our fees are never deducted from your sales. Processing fees are charged by your payment provider under your agreement with them, and are not set or collected by Payorld.

Subscriptions renew automatically until cancelled. You may cancel at any time; access continues until the end of the paid period.

04Your responsibilities as a seller

You are the merchant of record for every sale made through your checkout. That means you are responsible for:

• the products or services you sell, and their description, pricing, and delivery
• customer support, refunds, chargebacks, and disputes
• taxes applicable to your sales
• complying with the rules of your payment provider and of the card networks
• complying with the laws of every jurisdiction where you sell

05Availability and support

We work to keep the service available and performant, but we do not guarantee uninterrupted operation. Maintenance, provider outages, and events beyond our control may affect availability.

Support is provided by email during business days.

06Limitation of liability

To the maximum extent permitted by law, Payorld is not liable for indirect, incidental, or consequential damages, or for lost profits or lost revenue.

Our total liability in any twelve-month period is limited to the subscription amount you paid to Payorld in that period.

Because funds settle directly into your provider account and never pass through Payorld, we are not responsible for the acts, omissions, holds, or reserves applied by your payment provider.

07Termination

You may stop using the service and cancel at any time. We may suspend or terminate an account that breaches these terms, that presents legal risk, or that is used for the activities listed in our Acceptable Use Policy.

08Changes to these terms

We may update these terms. Material changes will be communicated in advance by email or through the dashboard. Continuing to use the service after a change takes effect means you accept the updated terms.

09Governing law

These terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-law rules.